Financial Planning
Our Financial Plans Are Tailored to Each Individual Client
A solid plan requires a strong foundation to build on. Whether you’re early in your career or nearing retirement, we’ll help you make informed decisions that strengthen your financial future. For example, we’ll align your investments with your goals, help you evaluate major financial choices such as home purchases, and determine how much you can convert in a Roth strategy without triggering unnecessary taxes.
We’ll build a strategy aligned with your goals, timeline, and personal situation; keeping you in control of your tax bracket and long-term outcomes. From optimizing Federal benefits and coordinating Medicare and Social Security to identifying your ideal retirement date, we create customized strategies designed to minimize tax exposure and maximize your confidence in retirement.
If you have questions like:
- Am I on track for retirement?
- How much do I need to retire comfortable?
- What will my retirement paycheck look like?
Book a free call to see how GFP can support you. Before you pay us anything in fees, we’ll review your situation, identify opportunities, and help you understand your options.
Your Plan Can Include, but is not limited to:
What Plan Is Right For You?
Your financial priorities shift as your career and life evolve. We help you see the full picture, including cash flow, goals, net worth, and make informed decisions at each stage.
Clarify your goals, understand your benefits, and decide how to use your resources wisely. Review your TSP, 401(k), and asset allocation. Define tax-efficient strategies, build a practical debt plan, and model out large asset purchases. The goal is a strong financial foundation.
Assess how your current plan supports future goals. Review your asset allocation, debt, and mortgage strategy. Evaluate education funding and major purchases, and consider consolidating IRAs or 401(k)s when it strengthens your overall plan.
Adjust your investments to lower risk and increase fixed income. Review Social Security, income strategies, and how retirement age affects your plan. Use Roth conversions in lower-income years, optimize debt payoff, and prepare for RMDs.